The Open Enrollment period for 2016 health coverage is quickly coming to a close. For most people, the last day to enroll in a 2016 Marketplace plan is January 31, 2016. Aroostook County Action Program (ACAP) still has appointments available to get coverage for 2016 and avoid a penalty for not being insured.

"Health insurance plans in the Marketplace can be very affordable," explains Dawn Roberts, Lead Health Care Navigator/ Community Education Specialist at ACAP. A family of two can make up to $63,720 and still receive a Premium Tax Credit to help pay insurance premiums. Over 37,000 Maine residents took advantage and enrolled in a plan during the first six weeks of open enrollment."

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ACAP is part of the Community Action Navigator Consortium and is a partner in a statewide network of certified Health Insurance Marketplace Navigators. Navigators can provide free in-person assistance to help you apply for and enroll in coverage through the marketplace. "ACAP is not affiliated with any insurance company so we provide fair and unbiased advice," shares Roberts. "Navigators can help you access programs that could lower your monthly health premiums and out-of pocket costs and understand the options available to you. Your private information is protected and we will never share it with anybody."

If you don’t have qualifying health coverage in 2016, you will need to pay a fee. The fee for not having coverage in 2016 is $695 per adult up to $2,085 or 2.5% of household income, whichever is higher.

If you would like to schedule an appointment for 2016 coverage or you just have questions about the Health Insurance Marketplace, call Dawn Roberts at (207) 764-3721 or e-mail her at droberts@acap-me.org.

For 44 years, Aroostook County Action Program, Inc. (ACAP) has provided the people of Aroostook County with services and resources that help individuals and families achieve greater economic independence. As a leader, or in partnership with others, ACAP provides guidance to the community in responding to emerging human needs in the areas of community, family, energy and housing, and workforce development services. For more information on ACAP, or to make a tax-deductible contribution, please contact the agency at 771 Main Street, on the web or by calling 764-3721. ACAP – We Make Life Better!